The compounding calculator
See what your money could grow into.
Your numbers, three routes, no sign-up.
Your numbers
Rough figures are fine. Type a number or drag the slider.£
£
years
Compare three routes. Tap one to see it in detail.
Your own rate
£0
More than the average investor
£0
of the total is growth
lost by starting a year later
FreeAbout 30 seconds
Now make it yours
Six questions, one private page.
Free, no obligation
Why most people earn 3.6%
What most people miss
The easy path costs more over time.
£10,000 over 20 years
3.6% and 9.5% are 20-year averages to 2021 (Dalbar, via J.P. Morgan). 15% is the Like a Tortoise target, not a promise.
Your investment thesis
Your goal, your thesis
Pick a goal to see its thesis.
Every thesis uses the 4Ms
FreeAbout 30 seconds
Your free lifetime projection
Built on your age, goal and target.
- When you'd hit your target
- What learning alone costs
- What waiting a year costs
- What your portfolio could pay
An example projection
Your routes
Sarah reaches £1m at 58
Learning alone
Learning alone costs
£504,837
Your goal
Income from her portfolio

Who's behind this
Meet Eduardo
He lost £10,000 learning alone.
Now he teaches the method he built.
Process over predictions
Long term, not quick wins
No crypto or day trading
Never holds your money
FreeAbout 30 seconds
Build your projection
Free, private and about 30 seconds.